A new study has revealed the extent of cryptocurrency adoption among citizens of the United States, revealing that suchassets are becoming the preferred investment vehicle over traditional funds.
According to the report on the state of consumerBanking Services and Payments, published on January 25, 2022 by Morning Consult, as of 2021, the majority of American adults, namely 24%, owned cryptocurrencies.
This figure is slightly higher compared to 23%Americans holding certificates of deposit. A certificate of deposit is a savings account that holds a fixed amount of money for a specified period.
The study was conducted between December 23 and 25, 2021 and included 2,200 US adults.
The increase in cryptocurrency ownership coincided withoverall market growth in 2021. For many years, digital currencies have provided an opportunity to quickly earn money. For example, in 2021 alone, the price of bitcoin increased by at least 60%, even with several corrections.
At the same time, keeping money in a bank has become unprofitable in recent years due to low interest rates, exacerbated by rising inflation.
Interestingly, about 55% of cryptocurrency holders in the US and UK would like to receive their salary in digital assets due to greater financial flexibility.
In terms of the overall outlook for the cryptocurrency sector, the report states that the adoption rate is likely to continue to rise as the industry has proven that this is not a “passing fad”.
Where is it more profitable to buy cryptocurrency? TOP-5 exchanges
For a safe and convenient purchase of cryptocurrencies with a minimum commission, we have prepared a rating of the most reliable and popular cryptocurrency exchanges that support deposits and withdrawals of funds inrubles, hryvnias, dollars and euros.
The reliability of the site is primarily determinedtrading volume and number of users. By all key metrics, the largest cryptocurrency exchange in the world is Binance. Binance is also the most popular crypto exchange in Russia and the CIS, since it has the largest cash turnover and supports transfers in rubles from bank cardsVisa / MasterCardand payment systemsQIWI, Advcash, Payeer.
Especially for beginners, we have prepared a detailed guide: How to buy bitcoin on a crypto exchange for rubles?
Rating of cryptocurrency exchanges:
| # | Exchange: | Website: | Rating: |
|---|---|---|---|
| 1 | Binance (Editor's Choice) | https://binance.com | 9.7 |
| 2 | Huobi | https://huobi.com | 7.4 |
| 3 | Exmo | https://exmo.me | 6.9 |
| 4 | OKEx | https://okex.com | 6.5 |
| 5 | Bybit | https://bybit.com | 6.3 |
The criteria by which the rating is set in our rating of crypto-exchanges:
- Work reliability— stability of access to all functions of the platform, including uninterrupted trading, deposits and withdrawals of funds, as well as the duration of the market and daily trading volume.
- Commissions– the amount of commission for trading operations within the platform and withdrawal of assets.
- Additional features and services— futures, options, staking, NFT marketplace.
- Feedback and support– we analyze user reviews and the quality of technical support.
- Convenience of the interface– we evaluate the functionality and intuitiveness of the interface, possible errors and failures when working with the exchange.
- final grade– the average number of points for all indicators determines the place in the ranking.
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