It's time to think about what the digital ruble is

Since the boys in the banks have already started bouncing

In December, Sberbank estimated the size of the flow of non-cashrubles from banks to digital ruble in 2–4 trillion rubles.within three years after the launch of the project. This, according to Anatoly Popov, Deputy Chairman of the Board of Sberbank, will lead to a shortage of liquidity and, as a result, to an increase in rates: the flow of approximately 10% of cash and non-cash funds into the digital ruble will cause an increase in loan rates by 0.5 percentage points. The National Council of the Financial Market also warned about the loss of liquidity by banks "up to several trillion rubles".

More details at RBC:
www.rbc.ru/finances/26/01/2021/601024279a7947019be5d842?from=from_main_9

The digital ruble will become available to all entitieseconomy - citizens, businesses, financial market participants, and the state. Like cash and non-cash rubles, the digital ruble will perform all three functions of money: a means of payment, a measure of value and a store of value. All three forms of the Russian ruble will be absolutely equivalent: just as 1 ruble in cash is now equivalent to 1 non-cash ruble, so 1 digital ruble will be equivalent to each of them.

as soon as a pair of ruble / digital ruble is introduced, then hello to the usual ruble