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In mid-2022, the American financial company Fidelity will allow its clients to invest pension savings in bitcoin.
The firm is integrating bitcoin into the world's most popularUS 401(k) retirement plan. Working Americans will be able to independently choose the amount of investment in cryptocurrency, but the maximum allowable limit is 20% of the amount of pension contributions.
The US Department of Labor is skepticalinvestments in digital assets, but does not yet want to impose a ban on the creation of pension plans with the option to purchase virtual currencies. At the same time, the agency recommends refraining from acquiring coins at the expense of pension contributions.
«Investments in digital assets carry high risks for owners of savings pension accounts associated with fraud, theft and losses»,- said representatives of the US Department of Labor.
Contrary to officials' fears, Fidelity clientsshow high interest in Bitcoin. Analytics company MicroStrategy has already signed up its employees for a pension plan with the opportunity to purchase cryptocurrency. According to Fidelity manager Dave Gray, the firm is in talks with several more employers.
Where is it more profitable to buy cryptocurrency? TOP-5 exchanges
For a safe and convenient purchase of cryptocurrencies with a minimum commission, we have prepared a rating of the most reliable and popular cryptocurrency exchanges that support deposits and withdrawals of funds inrubles, hryvnias, dollars and euros.
The reliability of the site is primarily determinedtrading volume and number of users. By all key metrics, the largest crypto exchange in the world is Binance. The platform supports transfers in rubles from bank cardsVisa / MasterCardand payment systemsQIWI, Advcash, Payeer.
Especially for beginners, we have prepared a detailed guide: How to buy bitcoin on a crypto exchange for rubles?
Rating of cryptocurrency exchanges:
| # | Exchange: | Website: | Rating: |
|---|---|---|---|
| 1 | Binance (Editor's Choice) | https://binance.com | 9.7 |
| 2 | Huobi | https://huobi.com | 7.4 |
| 3 | AAX | https://aax.com | 7.2 |
| 4 | Exmo | https://exmo.me | 6.9 |
| 5 | Bybit | https://bybit.com | 6.3 |
The criteria by which the rating is set in our rating of crypto-exchanges:
- Work reliability— stability of access to all functions of the platform, including uninterrupted trading, deposits and withdrawals of funds, as well as the duration of the market and daily trading volume.
- Commissions– the amount of commission for trading operations within the platform and withdrawal of assets.
- Additional features and services— futures, options, staking, NFT marketplace.
- Feedback and support– we analyze user reviews and the quality of technical support.
- Convenience of the interface– we evaluate the functionality and intuitiveness of the interface, possible errors and failures when working with the exchange.
- final grade– the average number of points for all indicators determines the place in the ranking.
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