Who will need a digital ruble
In a few years, in addition to paper rubles and non-cash payments in Russia, there may bea third form of national currency will appear – the digital ruble.
The Bank of Russia is serious: the regulator planned to begin testing a prototype of the digital ruble in the first quarter of 2022, selecting 12 banks for the first pilot group.
The digital ruble is the next stage in the development of cashless payments.
https://www.vedomosti.ru/finance/articles/2021/12/07/899277-tsifrovoi-rubl