38% of Russians will not use the crypto-ruble

This week, the Bank of Russia not only confirmed its readiness to issue a digital version of the ruble (CBDC), but also announced that testing of the token will start in 2022.

The SKOLKOVO-NES Center for the Study of Financial Technologies and Digital Economy asked the Russians if they would use the crypto-ruble:

• 14% of respondents said they would definitely use the digital ruble in transactions.
• 36% of respondents said that they are highly likely to switch to a token.

However, there is still a very high proportion of citizens who are extremely negative about the idea of ​​launching a crypto-ruble.

• 38% of survey participants said with confidence that they would not use the token.

Egor Krivosheya representing the teamresearchers, noted that, in principle, Russians are interested in innovation. However, in any society there is a group of people who are always critical of any technology, especially regarding the banking system.

The survey involved 1,600 people living in 140 Russian settlements. The respondents represented a wide variety of social and age categories.

The Central Bank of the Russian Federation is confident that the introduction of digitalruble will create conditions for a high-quality modernization of the entire payment infrastructure of the state. In addition, the accessibility of financial services for the population will increase.

Where is it more profitable to buy cryptocurrency? TOP-5 exchanges

For a safe and convenient purchase of cryptocurrencies with a minimum commission, we have prepared a rating of the most reliable and popular cryptocurrency exchanges that support deposits and withdrawals of funds inrubles, hryvnias, dollars and euros.

The reliability of the site is primarily determinedtrading volume and number of users. By all key metrics, the largest cryptocurrency exchange in the world is Binance. Binance is also the most popular crypto exchange in Russia and the CIS, since it has the largest cash turnover and supports transfers in rubles from bank cardsVisa / MasterCardand payment systemsQIWI, Advcash, Payeer.

Especially for beginners, we have prepared a detailed guide: How to buy bitcoin on a crypto exchange for rubles?

Rating of cryptocurrency exchanges:

#	Exchange:	Website:	Rating:
1	Binance (Editor's Choice)	https://binance.com	9.7
2	Bybit	https://bybit.com	7.5
3	OKEx	https://okex.com	7.1
4	Exmo	https://exmo.me	6.9
5	Huobi	https://huobi.com	6.5

The criteria by which the rating is set in our rating of crypto-exchanges:

• Work reliability— stability of access to all functions of the platform, including uninterrupted trading, deposits and withdrawals of funds, as well as the duration of the market and daily trading volume.
• Commissions– the amount of commission for trading operations within the platform and withdrawal of assets.
• Feedback and support– we analyze user reviews and the quality of technical support.
• Convenience of the interface– we evaluate the functionality and intuitiveness of the interface, possible errors and failures when working with the exchange.
• Platform Features– availability of additional features — futures, options, staking, etc.
• final grade– the average number of points for all indicators determines the place in the ranking.

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