This week the Bank of Russia returned to the issue of creating a national digital currency. Regulator published a report in which he analyzed the consequences of the launch of a new financial instrument.
Chairman of the State Duma Committee on FinancialAnatoly Aksakov informed the market that a number of companies had shown interest in the digital ruble, and everything was ready for testing it in legal and technological terms.
“The digital currency of the Central Bank will be in demand,because it simplifies online transactions. However, if there is no element of anonymity that is inherent in cash or bills, the attitude of the population is likely to be wary. "," said Alexander, deputy head of the National Financial Market CouncilNaumov.
Several Russian banks have since declared their readiness to take part in the tests of the so-called digital ruble.
As the newspaper "Izvestia" clarifies, they want to participate in the pilot project:
- Mortgage bank "Dom.RF",
- Credit Bank of Moscow,
- RNKB (Russian National Commercial Bank of Crimea),
- KB "Zenith".
The Crimean credit organization stressed that participation in testing the digital ruble will create conditions for the accelerated technological development of the region.
The above banking institutions will be able toprocess token transactions, including exchanging them for cash and payroll. The coins will be stored in special wallets, which will be serviced by all banks wishing to participate in testing the innovative instrument.
Many Russian experts have already commented on the willingness of the Central Bank to develop a token pegged to the ruble.
For example, the famous economist Mikhail Delyaginbelieves that the digital ruble (if it appears on the market) cannot be called a cryptocurrency. He clarified that cryptocurrencies are independent instruments, and the Central Bank wants to issue a coin that it can control.
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